Do You Need A Lawyer After A Car Accident? Signs You Should Consult An Attorney
Car accidents can be overwhelming, leaving you with medical bills, insurance claims, and potential legal complications. While some minor accidents may not require legal intervention, others can have serious financial and legal consequences. If you’re unsure whether to consult an attorney after a car accident, knowing the warning signs can help you make an informed decision. At Bosshard Parke, we provide trusted legal representation for car accident victims in La Crosse, Sparta, and surrounding areas. Below, we’ll discuss when hiring car accident lawyers are necessary and how legal representation can protect your rights.
Signs You Should Consult A Lawyer After A Car Accident
1. You Suffered Injuries In The Accident
If you sustained any injuries, you should speak with an attorney—even if the injuries seem minor at first. Some injuries, like concussions, whiplash, or internal injuries, may not appear immediately but can lead to long-term medical issues.
An experienced attorney can help you:
- Document your injuries and medical expenses to ensure you receive fair compensation.
- Negotiate with insurance companies that may try to downplay your medical costs.
- Pursue compensation for pain and suffering related to your injuries.
Without legal guidance, you could be left paying out-of-pocket for medical expenses that should have been covered.
2. The Insurance Company Denies Or Undervalues Your Claim
After a car accident, insurance companies often try to minimize payouts or deny claims entirely. If an insurance adjuster delays, denies, or offers a low settlement, it may be a sign that you need legal assistance.
At Bosshard Parke, we can help:
- Negotiate fair settlements that cover medical bills, lost wages, and property damage.
- Challenge unfair claim denials and push back against bad-faith insurance practices.
- File a lawsuit if necessary to recover the compensation you deserve.
Insurance companies prioritize their bottom line—having an attorney ensures your rights are protected.
3. The Other Driver Was Uninsured Or Underinsured
If the at-fault driver does not have insurance or lacks sufficient coverage, getting compensated for your damages becomes more complicated. Wisconsin law requires drivers to carry uninsured motorist (UM) and underinsured motorist (UIM) coverage, but navigating these policies can be tricky.
A lawyer can help you:
- File a claim under your own UM/UIM policy to recover damages.
- Determine if additional sources of compensation exist, such as third-party liability.
- Take legal action if necessary to secure compensation for your injuries and losses.
4. There’s A Dispute Over Fault
If the other driver or insurance company is disputing fault, it can jeopardize your ability to recover compensation. Wisconsin follows a comparative negligence rule, meaning if you’re found partially at fault, your compensation can be reduced or denied.
An attorney can:
- Gather evidence to prove liability, including accident reports, witness statements, and traffic camera footage.
- Work with accident reconstruction experts to establish fault.
- Protect you from unfair blame that could reduce your claim amount.
5. A Loved One Was Killed In The Accident
If you lost a family member in a fatal car accident, you may be entitled to compensation through a wrongful death claim. These cases are complex and require experienced legal representation.
A wrongful death claim can help families recover:
- Medical expenses related to the accident
- Funeral and burial costs
- Lost financial support from the deceased
- Pain and suffering damages
At Bosshard Parke, we help grieving families pursue justice and hold negligent parties accountable.
6. You’re Facing Legal Action
If another party is suing you after an accident, you should immediately seek legal representation. A lawsuit can put your finances, assets, and reputation at risk.
An experienced attorney can:
- Defend against false claims or exaggerated damages.
- Negotiate a fair settlement or fight the case in court.
- Ensure your insurance company provides the defense coverage you’re entitled to.
7. The Accident Involved A Commercial Vehicle
If you were hit by a truck, rideshare driver, or company vehicle, your case becomes more complex. These accidents often involve multiple parties, including the driver, the employer, and their insurance companies.
Car accident lawyer can help you:
- Investigate employer liability and determine if negligence played a role.
- Navigate complex insurance policies to secure fair compensation.
- Hold trucking companies or businesses accountable for unsafe practices.
Why Legal Representation Matters
Hiring an attorney after a car accident levels the playing field against insurance companies, negligent drivers, and corporate legal teams. At Bosshard Parke, we fight to protect your rights and ensure you receive the compensation you deserve.
When Car Accident Lawyers Are Needed
The sooner you consult with an attorney, the better. Early legal guidance can prevent costly mistakes, such as accepting a low settlement or missing important deadlines.
If you’ve been in a car accident in La Crosse, Sparta, or surrounding areas, contact Bosshard Parke today to schedule a consultation. Our experienced personal injury attorneys are ready to help you navigate the legal process and secure the compensation you need.
Disclaimer: This blog post is for informational purposes only and does not constitute legal advice. For personalized legal guidance, please consult an attorney at Bosshard Parke.
