Understanding Wisconsin’s Worker’s Compensation Laws: What Employees Need To Know

Navigating the intricacies of Wisconsin’s workers’ compensation laws can be daunting, especially if you’re an employee who has suffered a work-related injury or illness. This guide aims to simplify the complexities, providing you with the essential knowledge to understand your rights, the process of filing a claim, and the steps to take if your claim is denied.

What Is Workers’ Compensation In Wisconsin?

Workers’ compensation is a state-mandated insurance program that provides benefits to employees who suffer job-related injuries or illnesses. In Wisconsin, most businesses must carry workers’ compensation insurance to cover their employees, ensuring that workers receive medical care and compensation for a portion of their lost wages due to work-related injuries or diseases.

What Injuries Are Covered Under Wisconsin’s Workers’ Compensation?

In Wisconsin, workers’ compensation covers a broad range of injuries and illnesses, including:

• Injuries occurring in the workplace: This includes accidents or injuries that happen while performing work duties.
• Occupational illnesses: Diseases or conditions developed due to work-related activities or exposures, like repetitive stress injuries or respiratory conditions.
• Aggravation of pre-existing conditions: If your job worsens a pre-existing condition, this may also be covered.

It’s important to note that injuries sustained during breaks, lunch hours, and while commuting to and from work typically aren’t covered.

Filing A Workers’ Compensation Claim In Wisconsin

• Report the Injury: Inform your employer about the injury or illness as soon as possible. Wisconsin law requires you to report a work-related injury within 30 days, but it’s best to do it immediately.
• Seek Medical Attention: Obtain necessary medical treatment and inform the healthcare provider that your injury is work-related. They will need to file a report with your employer’s workers’ compensation insurance.
• Employer’s Responsibility: Once notified, your employer should report your injury to their workers’ compensation insurer within seven days if your injury requires more than three days off work or medical attention beyond first aid.
• Claim Processing: The insurer will investigate the claim and decide whether to approve or deny benefits. This decision typically comes within several weeks after receiving the claim.

Understanding Workers’ Compensation Benefits

If your claim is approved, you may receive benefits that include:

• Medical Expenses: Coverage for all reasonable and necessary medical treatments related to your work injury.
• Lost Wages: Compensation for a portion of your lost earnings if you are unable to work due to your injury.
• Disability Benefits: If you suffer a permanent disability, you may be eligible for additional benefits.

What If Your Workers’ Compensation Claim Is Denied?

If your claim is denied, you have the right to appeal the decision. The appeal process in Wisconsin typically involves:

• Review by the Workers’ Compensation Division: You can request a hearing where an administrative law judge will review your case.
• Preparing for the Hearing: This is where having an experienced workers’ compensation attorney can be crucial. They can help gather evidence, organize documentation, and represent you at the hearing.
• Hearing and Decision: During the hearing, both you and your employer will have the opportunity to present evidence. The judge will then make a decision based on the information provided.

Why Legal Representation Is Important

Navigating workers’ compensation claims can be complex, especially if your claim is contested or denied. An experienced workers’ compensation attorney can provide invaluable assistance by:

• Ensuring your claim is properly filed and documented.
• Representing you in hearings and appeals.
• Negotiating with insurance companies on your behalf.
• Maximizing the benefits you are entitled to receive.

Bosshard Parke: Protecting Wisconsin Workers’ Rights

At Bosshard Parke, we understand the challenges and frustrations that come with work-related injuries. Our team, serving La Crosse, Sparta, and surrounding communities, is dedicated to guiding Wisconsin workers through the workers’ compensation process. We believe in upholding your rights and ensuring you receive the benefits and support you deserve.

If you’re dealing with a work-related injury and navigating the complexities of Wisconsin’s workers’ compensation laws, don’t hesitate to reach out to one of our experienced attorneys at Bosshard Parke. We’re here to help you every step of the way, ensuring you can focus on what’s most important – your recovery and well-being.

Disclaimer: This article is for informational purposes only and should not be considered legal advice. If you need legal counsel, please contact a qualified attorney directly.