Protecting Your Business From Winter Hazards: Liability Risks And Best Practices
Winter in La Crosse County and surrounding areas brings snow, ice, and freezing temperatures, which can create hazards for businesses and their customers. Slip-and-fall accidents are common during the winter months, and these incidents can expose businesses to costly liability claims. At Bosshard Parke, we’re here to help you understand how to protect your business from winter hazards, reduce liability risks, and ensure the safety of everyone on your premises.
Understanding Winter Liability Risks
As a business owner, you have a legal duty to maintain a safe environment for customers, employees, and visitors. Failing to address winter hazards such as icy walkways, unshoveled sidewalks, or slippery entryways can result in:
- Personal Injury Claims: Injured parties may sue for medical expenses, lost wages, and pain and suffering.
- Reputation Damage: Unsafe conditions can harm your business’s reputation and lead to lost customers.
- Increased Insurance Costs: Frequent claims can result in higher premiums or even policy cancellation.
Taking proactive steps to minimize risks is not only good for business but also essential for compliance with Wisconsin’s premises liability laws.
Best Practices For Reducing Slip-and-Fall Risks
1. Prioritize Snow And Ice Removal
Regularly clear snow and ice from high-traffic areas, including:
- Sidewalks
- Parking lots
- Stairs and ramps
- Building entrances
Hire professional snow removal services if necessary, and document the dates and times of maintenance to demonstrate due diligence.
2. Use Ice Melt And Sand
Spread ice melt or sand to reduce slippery surfaces. Focus on shaded areas where ice is more likely to persist. Keep supplies readily available for employees to address problem spots throughout the day.
3. Install Slip-Resistant Mats And Rugs
Place slip-resistant mats inside entryways to capture water and slush from shoes. Ensure mats lie flat and are regularly cleaned to prevent tripping hazards.
4. Maintain Adequate Lighting
Good lighting is crucial for spotting hazards like black ice. Replace burnt-out bulbs promptly and consider motion-activated lights for parking lots and walkways.
5. Display Clear Warning Signs
Use signage to warn customers and employees about potential hazards, such as:
- Wet floors
- Icy patches
- Uneven surfaces
Warning signs demonstrate that you are taking reasonable precautions to address risks.
Train Employees To Recognize And Address Hazards
Your employees are your first line of defense against winter hazards. Encourage a culture of safety and provide training on:
- Identifying slip-and-fall risks.
- Properly using snow removal and de-icing tools.
- Reporting and documenting hazardous conditions.
Review And Update Your Insurance Coverage
Even with the best precautions, accidents can still happen. Ensure your business liability insurance policy includes adequate coverage for slip-and-fall claims. If you’re unsure about your coverage, consult an experienced attorney or insurance professional to review your policy.
Document Everything
If an accident occurs, detailed documentation can protect your business in the event of a lawsuit. Keep records of:
- Snow removal schedules.
- Incident reports from employees or witnesses.
- Maintenance logs and invoices from third-party contractors.
These records can serve as evidence that your business took reasonable steps to prevent accidents.
Stay Ahead Of Winter Hazards
Protecting your business in La Crosse and Sparta, Wisconsin from winter liability risks requires proactive measures and a commitment to safety. By addressing hazards, training employees, and maintaining clear documentation, you can reduce the likelihood of accidents and protect your bottom line.
Disclaimer: This blog post is for informational purposes only and does not constitute legal advice. For personalized guidance, please consult an attorney at Bosshard Parke in La Crosse and Sparta.
