Common Mistakes To Avoid After A Car Accident In Wisconsin
Car accidents can be overwhelming and stressful, often leading to confusion about what steps to take in the aftermath. In Wisconsin, knowing how to respond properly after an accident can significantly impact your ability to recover damages and protect your legal rights. Unfortunately, many people make critical mistakes following a collision that can jeopardize their health and their claims. In this blog post, our experienced attorneys at Bosshard Parke will highlight the common mistakes people make after a car accident and offer guidance on what you should do instead.
1. Failing To Seek Immediate Medical Attention
Many accident victims delay or skip seeking medical attention, especially if they don’t feel immediate pain or see visible injuries. However, some injuries, such as whiplash, concussions, and internal injuries, may not manifest symptoms until hours or days later.
Always seek medical attention after a car accident, even if you feel fine. This ensures that any injuries are diagnosed and treated early. Additionally, medical records serve as important evidence in personal injury claims, helping to link your injuries to the accident.
2. Not Contacting Law Enforcement
Some drivers believe they don’t need to call the police, especially for minor accidents. In Wisconsin, failing to report the accident can lead to complications when filing an insurance claim or pursuing compensation.
Always contact law enforcement after an accident, especially if there is significant property damage, injuries, or if the other driver is uncooperative. The police report is crucial in establishing fault and providing an objective account of the accident.
3. Admitting Fault Or Apologizing
It’s natural to feel shaken after a crash, and many people make the mistake of apologizing or admitting fault on the scene. Even a simple “I’m sorry” can be interpreted as an admission of guilt by insurance companies or in court.
Avoid admitting fault or making statements that could be construed as taking responsibility. Instead, exchange contact and insurance information with the other driver and provide the facts of the accident to the responding officer.
4. Talking To Insurance Companies Too Early
Common mistakes after a car accident can come from speaking with the at-fault driver’s insurance company too early. While you need to report the accident to your own insurer, be cautious about speaking with the at-fault driver’s insurance adjusters without legal guidance. Their goal is to minimize payouts, and they may use your statements against you.
Report the accident to your insurance company as soon as possible, but before making any statements to the at-fault party’s insurer, consult a personal injury attorney. This ensures you don’t unintentionally harm your claim.
5. Failing To Collect Evidence At The Scene
After an accident, some people fail to gather evidence, such as photos of the damage, witness information, or contact details. Without evidence, it can be difficult to prove fault or the extent of the damage in an insurance claim.
If it’s safe to do so, take photos of the scene, including damage to both vehicles, road conditions, and any visible injuries. Collect contact information from witnesses, as well as the other driver’s insurance and contact details. This evidence can be vital in building a strong case.
6. Delaying Filing A Claim
Some accident victims delay filing a claim, believing their injuries or damages aren’t significant enough. However, filing your claim promptly is crucial, as delays can weaken your case and complicate the legal process.
File your insurance claim with your own provider as soon as possible after the accident, but avoid discussing specifics or settlement offers with the at-fault party’s insurer until you’ve consulted an attorney.
7. Settling Too Quickly
Insurance companies may offer a quick settlement shortly after the accident. While this may be tempting, especially if you have medical bills or vehicle repair costs, accepting a low offer can leave you without the full compensation you deserve.
Consult with an attorney before accepting any settlement offer. They can review the details of your case and negotiate with the insurance company to ensure you receive fair compensation for your injuries and damages.
8. Not Hiring A Personal Injury Attorney
Many accident victims believe they can handle the claim process on their own, only to realize too late that they are up against insurance companies with teams of legal experts.
Hiring an experienced personal injury attorney can make a significant difference in the outcome of your case. Attorneys understand the complexities of Wisconsin’s personal injury laws and can advocate for your rights, helping you obtain the compensation you deserve.
Conclusion
Navigating the aftermath of a car accident can be daunting, especially when you’re dealing with injuries, property damage, and insurance claims. Avoiding these common mistakes after a car accident will help protect your rights and increase the chances of a favorable outcome. If you’ve been involved in a car accident in Wisconsin, the team at Bosshard Parke in La Crosse and Sparta, Wisconsin is here to provide the guidance and legal representation you need. Contact us today for a consultation and ensure that your case is handled with care and expertise.
Disclaimer: This article is for informational purposes only and does not constitute legal advice. For specific guidance on your car accident case, please consult with a qualified attorney at Bosshard Parke.